Section 184 Indian Home Loan Guarantee Program
Section 184 Indian Home Loan Guarantee Program
The Section 184 Indian Home Loan Guarantee Program is a home mortgage designed for eligible tribal members to help increase access to financing options.
Whether you want to purchase, rehabilitate or refinance a home, we have the right loan to fit your life. The Section 184 home loan is perfect if you are a member of a federally recognized tribe and are ready to own property on non-tribal land.
Section 184 financing details:
- Borrowers must be enrolled members of a federally recognized tribe to qualify
- Down payments as low as 2.25%
- Purchase and refinance are eligible
- Credit scores as low as 580
- No monthly mortgage insurance
- Lower upfront guarantee fee compared to other programs
A traditional journey to a home purchase isn’t the only way to achieve your dream of becoming a homeowner. Let’s talk about your options!
This program is ineligible in the following states: DC, DE, GA, HI, KY, MD, NH, NJ, NY, OH, PA, TN, VT, and WV.
All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
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