Guild Mortgage blogs
How millennials are buying homes
How millennials are buying homes Because they grew up in the age of the internet, millennials are known as the tech-savvy generation. They’re more likely to live at home for longer stretches than the generations [...]
Can you have a cosigner on a mortgage?
Can you have a cosigner on a mortgage? You’ve probably heard of a cosigner on a student or auto loan. Did you know that you can have a cosigner on a mortgage too? While [...]
Who pays closing costs when you buy a home?
Who pays closing costs when you buy a home? Closing costs are expenses related to obtaining a mortgage and closing a home purchase or refinance. They’re separate from the sale price of the property. [...]
How to save for a down payment: 7 tactics for success
How to save for a down payment: 7 tactics for success If owning a home is an important long-term goal, saving money now for a down payment later can help you get there. Once [...]
How much does pool maintenance cost?
How much does pool maintenance cost? Whether you’re purchasing a new home with a pool or building one after moving in, a backyard pool can be a great addition to your home. Swimming is excellent [...]
The homebuying process: 7 things to consider
The homebuying process: 7 things to consider By keeping these seven important considerations in mind, you’ll be better prepared for the homebuying process and ensure a smoother journey from pre-approval to closing. [...]
How much mortgage can I afford with my salary?
How much mortgage can I afford with my salary? Are you consistent with your rent payments? Do you have job security? Have you built credit history and improved your credit score? If so, now might [...]
Homebuyer education courses: VA, HUD, and more
Homebuyer education courses: VA, HUD, and more If you’re ready to make the leap from renting to owning your own home, homebuyer education courses can help you prepare. You’ll learn what to expect when applying [...]
First-time homebuyer grants and down payment assistance
First-time homebuyer grants and down payment assistance With homebuyer grants and down payment assistance (DPA) programs, you could be a homeowner sooner than you think. Widely available through state and local government agencies and nonprofit [...]
What if my mortgage pre-approval expires?
What if my mortgage pre-approval expires? Mortgage pre-approval is a written commitment of how much you’re qualified to borrow to buy a home. In a competitive market, pre-approval can give you an advantage over unapproved [...]