Guild Mortgage blogs
Steps to increase your mortgage preapproval amount
Steps to increase your mortgage preapproval amount If you’d like to know how much you can borrow to buy a home, mortgage preapproval is a great place to start. But what if the home you [...]
What is a bridge loan in real estate?
What is a bridge loan in real estate? Are you considering buying and selling at the same time and need assistance covering the down payment for your new home? A bridge loan can help you [...]
Mortgage application preparation: 7 things you should know
Mortgage application preparation: 7 things you should know When you’re in the market for a new home, it helps to understand what’s involved in the mortgage application process. We’ve assembled a list of seven things [...]
How to qualify for an affordable mortgage
How to qualify for an affordable mortgage Are you ready to say goodbye to renting? You may be shopping for a new home sooner than you think. For low-to-moderate-income families, homeownership can provide stability and [...]
How much does it cost to temporarily buy down a mortgage interest rate?
How much does it cost to temporarily buy down a mortgage interest rate? Buying down a mortgage interest rate can make homeownership more affordable by helping lower your monthly mortgage payments at the start of [...]
Homebuying tips
Homebuying tips What can you do to plan for your future home purchase? Saving early, strengthening your credit score, calculating what you can afford and choosing the right mortgage advisor to guide you are tips [...]
What’s a credit score?
What’s a credit score? Credit scores range from 300 to 850 and provide one way of measuring your likelihood to repay your debt. Credit reporting agencies analyze several factors to calculate your scores, such [...]
Mortgage guarantors versus cosigners, joint loans, coborrowers and cobuyers: What’s the difference?
Mortgage guarantors versus cosigners, joint loans, coborrowers and cobuyers: What’s the difference? As a borrower, you can apply for a mortgage on your own or with someone else. If you’re currently in the market for [...]
Top 5 essential questions to ask about HOA fees before buying a home
Top 5 essential questions to ask about HOA fees before buying a home In the United States, over half of homeowners live in communities with a homeowner association (HOA). So, if you’re looking to buy [...]
What’s a mortgage loan officer?
What’s a mortgage loan officer? Mortgage loan officers in real estate guide homebuyers through the home financing process and match you with the best home loan solution. They’re also sometimes called home loan advisors, mortgage [...]