Guild Mortgage blogs
Steps to increase your mortgage pre-approval amount
Steps to increase your mortgage pre-approval amount If you’d like to know how much you can borrow to buy a home, a mortgage pre-approval is a great place to start. But what if the home [...]
What are special purpose credit programs?
What are special purpose credit programs (SPCP)? Special purpose credit programs (SPCPs) are home loan programs designed to help remove the barriers to homeownership in underserved populations. SPCPs can help empower communities to build wealth [...]
10 things to look for in a mortgage lender
10 things to look for in a mortgage lender Buying a home is a significant milestone in life, especially if it’s your first time. Having a lender and experienced loan officer by your side can [...]
10 home loan programs that improve access to homeownership
10 home loan programs that improve access to homeownership A lot has changed since we began offering FHA loans in the 1960s. Government-backed home loan programs are still around; however, there’s a wider range of [...]
Weird but true: 16 fascinating facts about houses
Weird but true: 16 fascinating facts about houses Whether you need an icebreaker for your next dinner party or just want to entertain your brain during your coffee break: These fun facts might surprise you. [...]
How to budget for buying your first home
How to budget for buying your first home When buying a home, creating a budget helps you make an informed decision that fits both your needs and your wallet. In this blog, we’ll break down [...]
What’s a mortgage? A beginner’s guide
What’s a mortgage? A beginner’s guide If you’ve ever wondered about mortgages, this beginner’s guide will answer questions you might have, including how to get a mortgage, what costs make up your monthly payment, and [...]
Home inspection checklist for buyers
Home inspection checklist for buyers A home inspection is critical to understanding the actual condition of your new home. The information found in a home inspection checklist helps you make informed decisions about the property [...]
The mortgage loan process: A checklist for understanding each step
The mortgage loan process: A checklist for understanding each step Whether you’re considering homeownership but don’t know where to start or have already found a home and are ready to make an offer, this checklist [...]
HELOC versus HELOAN: What’s the difference?
HELOC versus HELOAN: What’s the difference? Did you know you can access your home’s equity without selling your home? A home equity line of credit (HELOC*) and a home equity loan (HELOAN*) are both types [...]