Guild Mortgage blogs
Can you get pre-approved for a mortgage online?
Can you get pre-approved for a mortgage online? From clothing to cars, you can shop for almost anything without leaving the comfort of your living room. You can also go beyond researching properties online [...]
What affects your mortgage application?
What affects your mortgage application? Have you taken an exciting step towards homeownership by filling out an application for a home loan? When your mortgage application and documentation go to underwriting, the underwriter will evaluate [...]
What is a pre-approval letter?
What's a pre-approval? Also known as a commitment to lend, a pre-approval is our promise to give you a loan based on certain terms and conditions. From pre-qualification to closing, we’re here to help [...]
What is a deed to a home?
What is a deed to a home? Also known as a property deed, house deed or warranty deed, the deed to a home is the legal document that conveys ownership of real estate from [...]
What happens if you inherit a home with a mortgage?
What happens if you inherit a home with a mortgage? Inheriting a home from a loved one can be a wonderful gift, but it can impact your financial situation if there’s a mortgage involved. [...]
How soon can you refinance a mortgage
How soon can you refinance a mortgage? Whether you’re a first-time homeowner or have done it all before, buying a new home is an exciting time with a lot to get done. What if you’re [...]
How to: Selling and buying a home at the same time
How to: Selling and buying a home at the same time Do you own a home but are looking to relocate to a new town, find a bigger place or retire and downsize? You’re [...]
What’s underwriting in the mortgage process?
What's underwriting in the mortgage process? "Clear to close" may be the most popular three words of the homebuying journey. That's what you're waiting to hear after you submit your mortgage loan application. "Clear to [...]
What are closing costs?
What are closing costs? Closing on a new home is the last step in the mortgage loan process. With closing finalized, you’ll be handed the keys to your new home! In addition to your down [...]
Top 3 questions about buying a home with no money down
Top 3 questions about buying a home with no money down Homeownership is possible, even without a down payment. If you’re wondering if buying a home with no money down is right for you, we [...]